How to Get Loans and Subsidies with the Kisan Card

The CM Punjab Kisan Card is a particular project to help farmers in Punjab. This program, launched by Chief Minister Maryam Nawaz Sharif, aims to improve farmers’ welfare by making loans and subsidies more accessible. This page describes the Kisan Card’s advantages, registration process, eligibility requirements, and necessary documentation. 

Benefits of the Kisan Card

  • Borrow up to 150,000 rupees every crop cycle.
  • Subsidies for vital agricultural commodities such as fertilizer and seeds.
  • Access to other government programs.
  • Simplified registration by SMS or online. 

Registration Process

Farmers can register for the Kisan Card using two primary methods: 

SMS Registration

  1. SMS “PKC [space] ID card number” to 8070.
  2. To finish the registration process, wait for a confirmation message. 

Online Registration

  1. Create a mobile wallet or bank account.
  2. Buy the Kisan Token Bundle.
  3. Fill up the application form at your local Tehsil office.
  4. Provide a CNIC and confirmation of land ownership.
  5. After your application has been completed, you can collect your Kisan Card. 

Eligibility Criteria

AspectDetails
Eligibility Criteria– Own 1-12 acres of land
– Permanent residents of Punjab
– No default on bank loans
– Valid CNIC and registered SIM card
Required Documents– CNIC
– Proof of land ownership
– Farmer’s Pass Book (if available)
– Bank account information
– Registered cellphone number
Registration Process– SMS “PKC [space] ID card number” to 8070
– Online: Create mobile wallet/bank account, buy Kisan Token Bundle, fill out application at the Tehsil office, provide CNIC and land ownership proof

  • To be eligible for the Kisan Card, farmers must own 1-12 acres of land.
  • Not to be contractors.
  • Maintain land records with the Punjab Land Record Authority.
  • Have a SIM card registered in their name.
  • Do not default on any bank or financial institution.
  • Have a genuine Pakistani identification card.
  • Become permanent residents of Punjab.
  • I owe no money to the bank.
  • Not engage in illicit activity.
  • Repay the loan within six months of its initial use. Late payments cost an extra 29% of the entire loan amount. 

Required Documents

To finish the Kisan Card registration, farmers need:

  • National Identity Cards (CNICs)
  • Proof of Land Ownership
  • Farmer’s Pass Book (If Available)
  • Bank account information
  • Registered cellphone number. 

Conclusion

The CM Punjab Kisan Card initiative demonstrates the government’s commitment to supporting farmers. By providing easy loans and subsidies, the program aims to enhance agricultural productivity and farmers’ overall well-being. The simple registration process ensures that farmers can benefit from this scheme without much hassle.

FAQs

What is the maximum loan amount available through the Kisan Card?

Farmers can get loans up to 150,000 rupees per crop cycle.

How can farmers register for the Kisan Card? Farmers can register via SMS by sending “PKC [space] ID card number” to 8070 or online by visiting the nearest Tehsil office.

What documents are required for Kisan Card registration? 

Required documents include CNIC, proof of land ownership, Farmer’s Pass Book (if any), bank account details, and a registered mobile number.

Are there any conditions for availing benefits from the Kisan Card? 

Yes, farmers must own 1 to 12 acres of land, not be contractors, and meet other eligibility criteria mentioned above.

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